Take Control of Your Health Insurance in 2026
Stop overpaying and stop guessing. This free guide shows you the five markets most people never compare, the true-cost math carriers don't advertise, and a 10-point checklist to use before you buy or renew.
Get the free guide
What's inside the guide
Written for people who work for themselves — contractors, consultants, realtors, freelancers, and small business owners who don't have an HR department shopping for them.
The five markets to compare
ACA marketplace plans and subsidies, private PPOs, small group options, supplemental coverage, and bridge plans — and how to know which ones you're actually eligible for.
The true-cost formula
Why the monthly premium is only one of four numbers that matter, and the simple "bad-year math" that reveals which plan really costs less.
The 10-point checklist
A one-page action plan to run before you buy or renew any plan — including the subsidy and tax-deduction checks most self-employed people skip.
Meet Chris Chacon
I'm a nationally licensed independent health insurance broker based in the Antelope Valley, helping individuals, families, and small business owners locally and across the country. Because I'm independent, I'm not tied to one carrier — my job is to compare your real options and find the plan that fits you. My services cost you nothing: brokers are paid by carriers, not by clients.
CA License #4351202 · USA Benefits Group / Iron Health · chrischaconinsurance.com
Prefer to just talk it through?
Skip the reading and get a free, no-pressure review of your current coverage. If your plan is already the right one, I'll tell you that too.
Book a Free Coverage Review